Iran's Central Bank Revises Rules for Recovering Overdue Bank Loans

The Central Bank of Iran's High Council issued revised rules on recovering non-performing loans to the banking network in a circular dated November 2, 2026 (11 Aban 1405). According to the published account, the method of calculating late-payment charges has changed, and banks must check unresolved customer debts before extending new services.

The rules restrict fresh lending and commitments to customers whose overdue loans have not been settled or otherwise resolved. Rescheduling provisions were removed from this set of rules because a separate directive now governs them. The changes affect how banks handle overdue balances and borrowers' access to credit services.