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Coinbase Builds an AI Agent Payment Layer Settled in USDC Stablecoin

15 August 2026 | 2 months ago

According to ArzDigital, Coinbase is developing an AI based payment layer that will let autonomous agents identify the services they need, pay for them in USDC stablecoin, and use them without direct human involvement. Under the plan, AI agents would be able to decide, negotiate and finalize payment on their own. Coinbase said it chose USDC as the settlement currency to ensure transaction speed, security and transparency.

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