Parliament Research Centre Head: Housing Loans Do Not Match the Cost of Buying or Renting

Babak Negahdari, head of the Parliament Research Centre, said on October 25, 2026 (3 Aban 1405), as reported by Ecoiran citing Tasnim, that loans available for home purchases do not match house prices or the cost of buying and renting. He listed a shortage of identified, ready land, cumbersome construction rules and the lack of an organised rental market among the causes of higher housing and rent costs, and said that in inflationary conditions part of people's savings flows into housing.

Negahdari named three target groups: low-income households, salaried workers and young couples, and tenants. He said the government should first work to stabilise rental contracts, then bring unused land into construction and halt projects that lack infrastructure. He added that housing performance should not be judged only by the number of units built, but also by how well they fit workplaces, schools and public transport. The remarks are the view of a research official and not a government decision.