Central Bank Raises Home Purchase and Construction Loan Ceiling to 2 Billion Tomans for Tehran Couples

Iran's Central Bank significantly raised the ceilings on home purchase, construction, jealeh (repair) and deposit (rental) loans under a resolution reported Thursday, August 20, 2026 (29 Mordad 1405), by Ecoiran, citing Jamaran. Under the resolution, in Tehran the ceiling for home purchase and construction loans rose to 1 billion tomans for an individual applicant and 2 billion tomans for a couple. In provincial capitals and cities with a population above 200,000, the ceiling rose to 800 million tomans for individuals and 1.6 billion tomans for couples; in other areas of the country, it was set at 600 million tomans for individuals and 1.2 billion tomans for couples.\n\nThe ceiling for jealeh (repair) loans funded through priority certificate bonds rose from 280 million to 400 million tomans. The ceiling for housing deposit (rental) loans rose in Tehran from 300 million to 400 million tomans, in provincial capitals and cities above 200,000 population from 225 million to 300 million tomans, and in other areas from 150 million to 200 million tomans. Per Ecoiran, the increase comes as years of rising home prices and rents have eroded household purchasing power.